Liability insurance
Liability insurance is based on cover for an accident that can affect third parties such as; members of the public, visitors, trespassers, sub-contractors, etc. Tradesmen choose to have public liability insurance as it covers them for any unforeseen circumstance in order to protect them from financial implications. Tradesmen take out employee liability insurance to cover lawsuits resulting from death or injury caused to an employee at the workplace.
Employers Liability Insurance
Employers’ liability insurance is a compulsory form of insurance that is necessary because they are engaging in work that puts employees at risk. It is also mandatory by law that any company that has employees must have employers’ liability insurance to cover for injury and death to an employee or whether an employee is suing you. To read more about employers’ liability go to the employers’ liability page
Liability Insurance from just £40
Discounts given to low risk trades
Compare several insurers online
A simple guide to compare liability insurance
You can now compare liability insurance quotes in seconds, with our improved four step system to getting a tradesman liability quote.
We have simplified the system into a four step method, but in order for you to get an accurate public liability insurance quote you must have all the relevant information to hand, in order for you be properly insured you must know the number of employees in your company and how much cover you require. There is also a section where you can specify any specific needs you need included in your policy such as, working with heat outside of factory conditions etc. Certain sections could result in discount to your premium; such as the number of years of experience you have in the trade and whether you have suffered any claims within those years of working within the trade.
These sections will form the basis of your tradesman liability quote, once you have completed the required sections you will be offered a competitive quote from seven of the UK’s leading insurers.